Building something bold in Fintech? We’re here to back you.
We’re proud to fuel Kiwi founders building better Fintech and investing from day one. NZFF connects you with smart capital, deep expertise, and a network that understands what it takes to scale in financial services.








What we’re looking for…
We invest in early stage Fintechs with a clear vision, strong execution, and a meaningful connection to New Zealand. Get in touch with our team to discuss your options if you are;
Clear problem-solving a real financial sector challenge from rethinking lending, neo-banking, SME solutions, infrastructure or building something entirely new.
Strong founding teams with domain knowledge or lived insight.
Scalable business models with early signs of traction or sharp execution.
We’re Fintech Experts
Unlike generalist funds, NZFF is purpose-built for fintech. We bring deep Fintech knowledge, a wide-angle view of the evolving financial ecosystem.
Support Beyond Capital
We invest early and stay close. That means more than capital - we offer high-conviction backing, strategic guidance, and hands-on help when it matters most.
Unlock Valuable Connections
We’re building a high-trust ecosystem to elevate New Zealand’s Fintech landscape together. We provide access to a curated network of industry insiders, from banks and regulators to payment schemes and infrastructure players.
Our Investment Process
01.
Start the conversation
Reach out to the NZFF team at hello@nzfintech.vc and share who you are, what you're building, and why it matters. From here we’ll schedule a initial call to learn more.
02.
Share your story
Pitch your idea and business to us, we want to hear how it all started, the problem you’re solving, why you’re uniquely placed to solve this problem, about your team and your vision for where this could go.
We’ll also share what we do and how we can help your Fintech.
03.
Detailed Deep Dive
If there’s a fit, we’ll collaborate closely to unpack your business - exploring your market, compliance model, tech stack, financials, and growth plan.
We may involve our extended bench of Fintech experts during this stage.
04.
Invest & Support
If everything aligns, we’ll present a term sheet and work through the final due diligence.
Once the funding is finalised we’ll work with you to connect resources, advisors, and strategic capital to help you grow.
We’ve helped shape some of New Zealand’s most successful Fintechs, and we’re just getting started.
We have a solid track record of investing in early stage fintech, some of the Fintechs we’ve funded and advised before setting up NZFF include Akahu, Hnry, Sharesies, SquareOne and First AML.
In 2019, the Point16 directors established the Sustainable Lifestyle Fund (SLF), a boutique private equity fund. SLF buys small kiwi businesses and holds them for long term dividends. Since 2019 the value of the SLF fund has doubled.
FAQs
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We back early to growth-stage fintechs with a clear value proposition, strong teams, and scalable potential. Whether you're building in lending, neo-banking, business solutions, embedded finance, or infrastructure — if you’re solving a real problem, we want to hear from you.
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We typically invest at pre-seed to Series A stages. Initial cheque sizes vary, but we’re flexible depending on your stage, traction, and capital needs.
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We offer strategic guidance, introductions to trusted advisors, help navigating regulatory environments, and access to experienced investors and operators who understand the fintech space — many of whom have built and scaled successful ventures.
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It’s simple — submit a short application through to our email hello@nzfintech.vc. If there’s a potential fit, we’ll reach out to learn more and guide you through the next steps.
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No — but your fintech should have a meaningful connection to New Zealand. That could be through your team, your target market, or operations. We back founders who are contributing to the growth of the NZ Fintech ecosystem, wherever they’re from.
Building something bold in Fintech? Let’s talk.
If you’re a founder with a big vision and ready to raise capital, we’re here to help you scale with the right partners, capital, and expertise.